Insurance & Fees

Insurance Coverage Varies by Location

Daybreak Counseling serves clients in both Iowa and Indiana. Insurance participation and coverage may vary by provider, service, and location.

Important for Indiana clients: At this time, Indiana clients with Optum-administered plans, including applicable UnitedHealthcare and UMR plans, may be able to use their benefits for telehealth appointments with Kari through Daybreak’s Iowa practice, rather than for in-person services at our Bloomington office.

Because insurance networks and individual plan benefits vary, our team will verify eligibility and discuss available options with you before scheduling.

Iowa Insurances Accepted:

Indiana Insurances Accepted:

Insurance participation at our Bloomington location is currently more limited and may differ from Daybreak’s Iowa network participation. Please contact our team before scheduling so we can verify your specific plan and explain your available in-person or telehealth options.

If your insurance plan is not one we are in-network with, we can provide services using out-of-network benefits through a Superbill. Please reach out to us for more information.
If you don’t see your insurance plan listed, please reach out to inquire. This list includes the primary plans we work with but is not all-encompassing

Every insurance plan is different, so it’s best to check with your plan’s customer service/specific plan details to see if mental health coverage is included in yours and if/what out of pocket costs there will be. Look over your coverage thoroughly. A few helpful questions are:

What are the mental health benefits in my plan?
What is the coverage amount per session? Out of pocket amount I’ll be responsible for?
How many therapy sessions are covered under my plan?
How much does my insurance plan pay for out-of-network providers?
Does my plan require approval from a primary care physician?
Are there any limits to physical locations that I can receive coverage for?

Therapy Services Costs

Private Pay/HSA:

Initial Assessment/Intake Session:
$201

Each Additional 60 Min Sessions:
$180

Medication Services Costs

Private Pay/HSA:

Initial Assessment/Intake Session:
$252 – $331

Each Additional 30 Min Follow-Up Appointment:
$189.11 – $266.21