No Surprise Act/Good Faith Estimates

Effective January 1, 2022, under the No Surprises Act, healthcare providers and facilities are required to provide a Good Faith Estimate of expected charges to individuals who are uninsured or who choose to self-pay (do not submit claims to insurance).

Daybreak Counseling Inc. is committed to transparency in healthcare pricing and honoring your rights under this law.


What Is a Good Faith Estimate?

A Good Faith Estimate is an estimate of the costs you may expect to pay for mental health services before receiving care.

This estimate must be provided:

  • After you schedule a service or appointment, and/or

  • Upon your request

The estimate includes:

  • The expected cost of the primary service (such as an intake session or therapy session)

  • Any additional services that are reasonably expected to be provided during the same appointment

  • An itemized list of services and estimated charges

The estimate does not guarantee final costs and may change based on clinical needs, session length, or services added during care.


What Does This Mean for You?

If you are:

  • Uninsured, or

  • Choosing to self-pay without submitting claims to insurance

You have the right to receive a Good Faith Estimate for your mental health services at Daybreak Counseling Inc.

Example:

If you schedule an initial intake session, your Good Faith Estimate may include:

  • The intake appointment fee

  • Any associated assessment services expected during that visit

If additional sessions, assessments, or services are recommended later, those may not be included in the original estimate and may require a new estimate.


What Daybreak Counseling Inc. Will Provide

We will provide:

  • A Good Faith Estimate before services occur, within required federal timeframes

  • An itemized list of services, grouped by provider or facility, including service codes and estimated charges

  • An explanation of your estimate upon request, either verbally or in writing (electronic or paper)


What You Should Do With Your Estimate

Once you receive your Good Faith Estimate:

  • Keep it for your records

  • Use it to compare with future bills

  • Reference it if you believe charges exceed the estimate beyond allowed thresholds


If Your Bill Is Higher Than Your Estimate

If you receive a bill that is $400 or more above your Good Faith Estimate for the same service or item, you may be eligible to initiate the patient-provider dispute resolution process.

Information about this process is available through the U.S. Department of Health and Human Services.


Insurance ID Cards and Pricing Transparency

Beginning in 2022, insurance plans are required to include pricing and coverage information on insurance ID cards, including:

  • Applicable deductibles

  • Out-of-pocket maximums

  • A phone number and website for additional information

Your insurance provider may also offer details through:

  • A digital ID card

  • A QR code

  • Their member portal


Questions or Requests

To request a Good Faith Estimate or ask questions about pricing, please contact:

Daybreak Counseling Inc.
📧 admin@daybreakcounselinginc.com