Every insurance plan is different, so it’s best to check with your plan’s customer service/specific plan details to see if mental health coverage is included in yours and if/what out of pocket costs there will be. Look over your coverage thoroughly. A few helpful questions are:

 

◊ What are the mental health benefits in my plan?

 

◊ What is the coverage amount per session? Out of pocket amount I’ll be responsible for?

 

◊ How many therapy sessions are covered under my plan?

 

◊ How much does my insurance plan pay for out-of-network providers?

 

◊ Does my plan require approval from a primary care physician?

 

◊ Are there any limits to physical locations that I can receive coverage for?